Benefits of Choosing Cal-Vet Lending


As a single parent with only one income, this was the best way for me to get financed for home ownership. The timing was right for us since the pricing came down and we had a below-market interest rate with 100% financing.

Andre S, Lancaster, CA


We are saving over $200 dollars per month on our house payment due to not having to pay mortgage insurance.

Rachel Orozco, Whitier, CA




About Us

Get Your Low Cost Home Loan Approved with Cal-Vet LendingThe Home You Want,
The Loan You Can Afford

Buying a new home can be an exciting and fulfilling experience. Whether you're moving to a neighborhood because it's better for your career or your family, or if you want to build your own dream house, buying a house is an important milestone impacting your future. But like most major decisions in life, purchasing a new home can also be overwhelming. And figuring out the loan process can be time consuming, confusing, and costly if you don't know what you're doing.

Our Mission

At Cal-Vet Lending, it's our mission to make sure that you get the right low cost home loan that meets your needs. We walk you through the necessary steps to getting a loan, explain the requirements, and weigh the pros and cons of each option available to you. With us, getting approved for the right low cost home loan is fast and simple. So you can concentrate on unpacking, picking out curtains, and enjoying your new home.

We're The Low Cost Home Loan Specialists for You

Cal-Vet Lending is a leading California-based home mortgage loan company that provides low cost home loans to first time home buyers like you. We are an experienced provider specializing in Cal Vet and VA loans. Our Cal Vet home loans offer the best available value for people who currently reside in or are planning to purchase a home in California. Our VA military loans also have great low rates and include additional benefits for veterans. If you or your spouse work with the US military, police or fire department, public education system, state or federal correctional institutions, or other PERS-related fields, we are aptly positioned to help you find the low cost loan that fits your unique needs.

Noreen Smith Windsor Capital Mortgage Broker,
Certified Cal-Vet Mortgage Broker License #C05899